I told my friend JB earlier how I get access in Gaza to the money from my fundraising campaign.
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1. PayPal— There is currently a withdrawal fee of about 15%. For example, if I have $2,000 in PayPal, after fees I receive $1,700 in my bank account at Bank of Palestine.
4/152. USDT (cryptocurrency)— This is also an option, but it requires a digital wallet and conversion into local currency.
5/15 -
Now I’ll explain how it works from my side as a citizen in Gaza. There are three main ways I can receive money:
3/151. PayPal— There is currently a withdrawal fee of about 15%. For example, if I have $2,000 in PayPal, after fees I receive $1,700 in my bank account at Bank of Palestine.
4/15 -
If you take it as a bank balance, it can be about $80. Overall, the effective withdrawal cost can be up to 38% (it was closer to 50% about a month ago).
8/15Life here is extremely difficult. Most banks have been closed since the start of the war, and the Palestinian Monetary Authority and Ministry of Finance in Ramallah wanted to send new banknotes to Gaza, but Israel blocked it, aiming to create a cash crisis.
9/15 -
If I want to withdraw cash in Israeli shekels, the exchange rate fluctuates a lot. For example, $100 can equal 336–370 ILS, but due to fees and rates at local offices, you might only get about 210 ILS in cash for every $100, which is equivalent to about $62.
7/15If you take it as a bank balance, it can be about $80. Overall, the effective withdrawal cost can be up to 38% (it was closer to 50% about a month ago).
8/15 -
Life here is extremely difficult. Most banks have been closed since the start of the war, and the Palestinian Monetary Authority and Ministry of Finance in Ramallah wanted to send new banknotes to Gaza, but Israel blocked it, aiming to create a cash crisis.
9/15Two years ago, a lot of new banknotes entered Gaza, and those are the bills we mostly use in the market. Over time, the bills we have now have become worn out and less usable.
10/15 -
Two years ago, a lot of new banknotes entered Gaza, and those are the bills we mostly use in the market. Over time, the bills we have now have become worn out and less usable.
10/15Many merchants here only accept bills that are clean, new, and in good condition. Old or damaged bills are often refused. For example, I had a 20-shekel bill, an old one, and I tried to buy something. The seller immediately returned it to me.
11/15 -
I walked around the market trying to use it, but no one would accept it.
I went back home frustrated and angry because that 20-shekel note was basically useless. 😅
12/15I’m going to send you pictures of a 20-shekel note so you can see the difference between the old bills we struggle with now and the newer bills. It’s a small example, but it shows one of the daily difficulties we face here.
13/15 -
Many merchants here only accept bills that are clean, new, and in good condition. Old or damaged bills are often refused. For example, I had a 20-shekel bill, an old one, and I tried to buy something. The seller immediately returned it to me.
11/15I walked around the market trying to use it, but no one would accept it.
I went back home frustrated and angry because that 20-shekel note was basically useless. 😅
12/15 -
So, to withdraw or spend money, I have to work through these limited channels, and sometimes it only works if the campaign has significant amounts raised, e.g., in the thousands of USD.
14/15I hope this helps explain the situation. If you want more details, I’m happy to clarify further.
15/15 -
I’m going to send you pictures of a 20-shekel note so you can see the difference between the old bills we struggle with now and the newer bills. It’s a small example, but it shows one of the daily difficulties we face here.
13/15So, to withdraw or spend money, I have to work through these limited channels, and sometimes it only works if the campaign has significant amounts raised, e.g., in the thousands of USD.
14/15 -
I hope this helps explain the situation. If you want more details, I’m happy to clarify further.
15/15If you can afford to donate, please send money to my Chuffed campaign, or directly to my PayPal account.
Without your precious help, I’m not sure I’ll still be alive in a few days.Love ✌️
🔗 https://chuffed.org/project/mohshbairgaza
🔗 (22 October: I don’t use PayPal anymore)
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If I want to withdraw cash in Israeli shekels, the exchange rate fluctuates a lot. For example, $100 can equal 336–370 ILS, but due to fees and rates at local offices, you might only get about 210 ILS in cash for every $100, which is equivalent to about $62.
7/15How many of these local bank offices still exist? If people don't have one of them near or if it's too dangerous to get there, how do they turn donations into cash?
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@katzenberger Bank branches are closed but local exchange offices are still being operated. They’re 2 different things.
The fees are incredibly high though.
@katzenberger
✅🇪🇺 Available with us 🇪🇺✅
🇪🇺 Receive money from all EU countries 🇪🇺Your transfer is safe with us.
✅ Instant cash delivery in Gaza and the south 🇵🇸
✅🥉Address:
🏦 Gaza - Al-Shifa Street, south of Hamid intersectionContact the transfers department now via the following 👇📱
https://wa.me/972568818812
https://wa.me/972597202152🔒 Follow us now through our private groups 👇
(🚩Telegram)
https://t.me/herzallahex(🚩Whatsapp) https://chat.whatsapp.com/KcsAOC5Ae7HIZSDsp6B2fH
-
How many of these local bank offices still exist? If people don't have one of them near or if it's too dangerous to get there, how do they turn donations into cash?
@katzenberger Bank branches are closed but local exchange offices are still being operated. They’re 2 different things.
The fees are incredibly high though.
-
@katzenberger
Herzalla Exchange & Money Transfers
With Herzalla, the prices are fire! 🔥🔥🔴 Jordan transfers available
For every 100 Jordanian Dinar, you receive 🔥🔥
Shekels ⛔*Blue*⛔🔥🔥 Hot prices ⚡⚡ ⛔
Delivery: Cash and bank transfers at the best prices
✅🥉 Address:
🏦 📍Gaza – Al-Shifa Street – South of Hamid Intersection
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☎ Contact the transfers department now at:
📱 +972568818812
📱 +972597202152 -
@katzenberger
✅🇪🇺 Available with us 🇪🇺✅
🇪🇺 Receive money from all EU countries 🇪🇺Your transfer is safe with us.
✅ Instant cash delivery in Gaza and the south 🇵🇸
✅🥉Address:
🏦 Gaza - Al-Shifa Street, south of Hamid intersectionContact the transfers department now via the following 👇📱
https://wa.me/972568818812
https://wa.me/972597202152🔒 Follow us now through our private groups 👇
(🚩Telegram)
https://t.me/herzallahex(🚩Whatsapp) https://chat.whatsapp.com/KcsAOC5Ae7HIZSDsp6B2fH
@katzenberger
Herzalla Exchange & Money Transfers
With Herzalla, the prices are fire! 🔥🔥🔴 Jordan transfers available
For every 100 Jordanian Dinar, you receive 🔥🔥
Shekels ⛔*Blue*⛔🔥🔥 Hot prices ⚡⚡ ⛔
Delivery: Cash and bank transfers at the best prices
✅🥉 Address:
🏦 📍Gaza – Al-Shifa Street – South of Hamid Intersection
⛔📍 Note: There is a delivery point in the south☎ Contact the transfers department now at:
📱 +972568818812
📱 +972597202152 -
@katzenberger Bank branches are closed but local exchange offices are still being operated. They’re 2 different things.
The fees are incredibly high though.
I see. Thank you for replying. So if I understood correctly, people transfer money to the accounts of owners of an "exchange office", and the offices hand out the money, withholding an arbitrary amount of "fees"?
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I see. Thank you for replying. So if I understood correctly, people transfer money to the accounts of owners of an "exchange office", and the offices hand out the money, withholding an arbitrary amount of "fees"?
@katzenberger Yes, exactly.
If you send me 10 USD, the exchange office will give me cash, but with a big fee: usually I get only 4 or 5 USD in cash out of the initial 10.
That’s how people here turn digital money into cash, it’s not perfect, but it’s what we have. -
@katzenberger Yes, exactly.
If you send me 10 USD, the exchange office will give me cash, but with a big fee: usually I get only 4 or 5 USD in cash out of the initial 10.
That’s how people here turn digital money into cash, it’s not perfect, but it’s what we have.One last question: in the past, I had been told that also merchants act as such "exchange offices". Was that correct, or are merchants and "exchange offices" usually different people?
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One last question: in the past, I had been told that also merchants act as such "exchange offices". Was that correct, or are merchants and "exchange offices" usually different people?
@katzenberger Yes, that is correct. In many cases, merchants in Gaza do act like exchange offices too.
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