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@CiaraNi Here in the Netherlands "PIN only" is really a large city thing, and even there it's rare.
I live in a village in the bible belt, and over here it's unthinkable that a shopkeeper would not accept cash.
I have my office in the center of the second largest city in the country, and even there it's rare to find places that don't accept cash. They exist, but the place right next to it will accept it then.
And we have a law coming up next year that makes cash acceptance mandatory.
@CiaraNi But my electricity provider (Eneco) and the grid operator (Stedin) both just have websites here that I can open in Firefox on Debian on a coreboot-powered PC, so I'm not even sure if they have "apps".
And I'm also not sure what I would be missing if I couldn't access that. I mean, they e-mail me a PDF every month, so even if I couldn't log in to the website, I'd still have a monthly overview.
@CiaraNi I've always lived like this, so I never really had to change my ways. So yeah, I guess it's easy for me to say how easy it is.
And in the Netherlands the situation is relatively okay. Sure, there are some places I can't go and some things I can't do, but when I then hear stories about Sweden with their Mobile BankID for everything and many Swedes not even knowing what their physical currency looks like, that really makes me shiver..
@jschwart @agturcz @CiaraNi @Gina I've also never faced a smartphone requirement myself, but admittedly I do go out of my way to avoid getting into situations where that might happen, and I'm also perfectly willing to not do things if they would require those devices, just like I simply walk by any store that says "PIN only".
So I guess I'm not the best example case here. Banks are indeed the most problematic, although I do have accounts at four Dutch banks that don't require Android or iOS.