I've just had a devious fraudulent phone call.
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I've just had a devious fraudulent phone call. The caller claimed to be from my bank and said that someone had attempted to buy travel money for delivery to another city. He said he'd get the transactions cancelled. To do that, he'd send me a six-digit code, which I'd have to read back to him. The caller knew part of the card number and he knew the expiry date. At that point, it smelt like fraud, so I asked for a number on which I could call him back and he instantly dropped the call. I rang my bank, using the number on the back of the card, and they confirmed that no such purchases had been attempted. They cancelled the card and they'll issue a new one.
By looking from another perspective, you can see what happened: criminals who had obtained my card details (perhaps from a data breach) wanted to make a purchase, but they were asked to type in a code sent to my phone by SMS, and they needed to persuade me to read it out to them.
Don't be taken in!
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